{"id":44394,"date":"2025-09-22T11:32:09","date_gmt":"2025-09-22T09:32:09","guid":{"rendered":"https:\/\/saarlb.de\/stable-new-business-slightly-higher-income-and-significantly-higher-capital-ratios\/"},"modified":"2025-09-22T11:37:48","modified_gmt":"2025-09-22T09:37:48","slug":"stable-new-business-slightly-higher-income-and-significantly-higher-capital-ratios","status":"publish","type":"post","link":"https:\/\/saarlb.de\/en\/stable-new-business-slightly-higher-income-and-significantly-higher-capital-ratios\/","title":{"rendered":"Stable new business, slightly higher income and significantly higher capital ratios"},"content":{"rendered":"\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>The first half of the year was characterised by stable new business, a slight increase in income and a significant rise in capital ratios.<\/p>\n\n<p>Despite difficult and challenging conditions, SaarLB can look back on a stable first half-year overall. Thanks to its unique Franco-German business model, SaarLB has always been and continues to be a reliable partner for small and medium-sized enterprises in the Franco-German region and beyond.<\/p>\n\n<p><b><strong>KEY FIGURES AT A GLANCE (30 June 2025)<\/strong><\/b><\/p>\n\n<ul class=\"wp-block-list\">\n<li>At <b>EUR 849 million<\/b>, <b>new business<\/b> is almost on a par with the previous year&#8217;s figure of EUR 861 million.<\/li>\n\n\n\n<li>At <b>EUR 78 million<\/b>, <b>operating income<\/b> is EUR 3 million <b>higher than in 2024<\/b>.<\/li>\n\n\n\n<li>Capital ratios increased again, partly due to the transition to CRR III. At <b>17.1%<\/b>, the bank&#8217;s <b>core capital ratio<\/b> is significantly higher than the previous year<del>&#8216;s<\/del> figure. At <b>EUR 866 million<\/b>, <b>hard core capital<\/b> is also once again significantly higher than the comparable figure for 2024 (EUR 828 million).<\/li>\n<\/ul>\n\n<p>Our<b> complete half-yearly financial report <\/b>is available for you to view and download here: <a href=\"https:\/\/saarlb.de\/wp-content\/uploads\/2025\/09\/SaarLB_Halbjahresfinanzbericht-2025-final.pdf\">To the half-yearly financial report<\/a> (german version)<\/p>\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The first half of the year was characterised by stable new business, a slight increase in income and a significant rise in capital ratios. Despite difficult and challenging conditions, SaarLB can look back on a stable first half-year overall. Thanks to its unique Franco-German business model, SaarLB has always been and continues to be a [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":28782,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[63,60],"tags":[],"class_list":["post-44394","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-homepage","category-press-release"],"acf":[],"_links":{"self":[{"href":"https:\/\/saarlb.de\/en\/wp-json\/wp\/v2\/posts\/44394","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/saarlb.de\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/saarlb.de\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/saarlb.de\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/saarlb.de\/en\/wp-json\/wp\/v2\/comments?post=44394"}],"version-history":[{"count":0,"href":"https:\/\/saarlb.de\/en\/wp-json\/wp\/v2\/posts\/44394\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/saarlb.de\/en\/wp-json\/wp\/v2\/media\/28782"}],"wp:attachment":[{"href":"https:\/\/saarlb.de\/en\/wp-json\/wp\/v2\/media?parent=44394"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/saarlb.de\/en\/wp-json\/wp\/v2\/categories?post=44394"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/saarlb.de\/en\/wp-json\/wp\/v2\/tags?post=44394"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}