On Tuesday, 30.12.2025, we will carry out our year-end closing activities.

On Tuesday, 30 December 2025, we will be carrying out our year-end closing procedures.
To ensure that your payment orders can still be posted to SaarLB before the end of the year, please note the following information:

payment method	SaarLB will process your payment orders until 30 December 2025 if they are submitted by …**)
SEPA Transfers
– via EBICS or online banking (PIN/TAN procedure)	4:00 p.m.
– by paper form (transfers only)	12:30 p.m.
– via network operator, e.g. service data centers	4:00 p.m.
SEPA Core Direct Debits	no later than 1 business day prior to the due date
SEPA Core Direct Debits	to savings banks (for separate submission): 4:00 p.m.; to other banks: 11.30 a.m.
SEPA B2B Direct Debits	to savings banks (for separate submission): 4:00 p.m.; to other banks: 9.30 a.m.
International Transfers (within Europe without IBAN and BIC or outside Europe, in euros or foreign currency)
– via EBICS	11:30 p.m.
– by paper form	11:30 p.m.
Domestic urgent transfers in euros
– via EBICS	16:00 p.m.
– by fax*)	4:00 p.m.
International urgent transfers (within or outside Europe in euros or foreign currency)
– via EBICS in euros within the SEPA area	4:00 p.m.
– via EBICS in euros or foreign currency and/or outside the SEPA area	11:30 p.m.
– by paper form / fax*	11:30 p.m.
Submission of foreign cheques
– payable abroad in euros or foreign currency	11:00 p.m.
– payable domestically in foreign currency	11:00 p.m.
Instant payments	available around the clock, 365 days a year
*) Submission of orders by fax is only possible on SaarLB business days. **) SEPA transfer files with an execution date of 31 December 2025 will not be posted until 1 January 2026 with a value date of 2 January 2026.

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