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Growing together – with understanding, closeness and foresight

“We understand what matters to small and medium-sized enterprises – and support our customers with heart, mind and a personal touch. Together, we chart a course to success – across borders, in a spirit of trust and on an equal footing.”

A holistic, long-term approach – your SaarLB

The Franco-German Bank

Your specialist for small and medium-sized businesses

SaarLB offers tailored solutions to help medium-sized enterprises, institutional clients and investors implement their business strategies.
Benefit from our knowledge of regional markets: with a presence at five locations in Germany and France, we possess in-depth knowledge of the local cultures, languages and economic conditions.
We also support you in your cross-border activities and assist you in accessing your target markets.

We also have an excellent network: should the need arise, our customer advisors will put you in touch with the partners who are key to your success.

Economic foresight and a people-centred approach

A partnership based on equality and mutual respect

Our clients value our understanding of their respective business models. Our bespoke advisory approach is designed to provide optimal support for them in realising their potential within their respective markets.

To design solutions that address the challenges arising from the respective value chains, our account managers draw on all available resources.
The combination of strategic advice and sector-specific expertise on the one hand, and experience and specialist knowledge on the other, ensures that we can support our clients as equals.

Our customers

Das Foto zeigt drei Mitarbeitende des Teams Firmenkunden Deutschland

→ Business customers

Das Foto zeigt zwei Mitarbeitende der SaarLB aus dem Team Immobilienfinanzierung Deutschland und Frankreich

→ Property investors

Das Foto zeigt zwei Mitarbeitende der SaarLB aus dem Team Projektfinanzierung

→ Project investors

Das Foto zeigt fünf Mitarbeitende der SaarLB aus dem Team Institutionelle Anleger und Sparkassen

→ Institutional investors & savings banks

Das Foto zeigt drei Mitarbeitende der SaarLB aus dem Team Kommunen, Kommunalnahe Unternehmen und Gesundheit

→ Local authorities, local authority-affiliated organisations, the healthcare sector

Your project at a glance

Our services from A to Z

Every financing arrangement is different. That is why we offer our clients bespoke solutions – ranging from corporate finance and property and project finance to capital markets and treasury products.

→ Investment management

Structured investment of your spare cash – tailored to your objectives and risk appetite

→ Working capital and liquidity

Safeguarding your solvency and providing flexible financing for your day-to-day business

→ Business Payment Services

Efficient solutions for your payment transactions

→ ESG financing

Ensuring your solvency and flexible financing for your day-to-day business

→ International business

Support for your cross-border activities in Germany, France and Luxembourg

→ Investment and funding

Funding your projects – sensibly combined with suitable grants

→ Capital market products

Bespoke issuance and securities solutions for institutional investors.

→ Syndicated lending

Together with other banks, we provide one-stop financing for large-scale projects.

→ Project financing

We structure each project on a case-by-case basis, optimising the project’s viability and achievable cash flows.

→ Risk management

As part of an environmental analysis, we identify your organisation’s specific risks

→ Structured finance

Tailor-made financing solutions for complex projects

→ Interest rate and currency management

Hedging and managing financial risks

Cross-border. Successful. Investing.

The Pôle Franco-Allemand

Through the Pôle Franco-Allemand – an initiative of SaarLB – we provide a forum for cross-border investment – from France to Germany and vice versa.
The bank now generates just under 50 per cent of its new business in or with France. This success is based on cross-border knowledge of the markets, business practices and legal standards, combined with the bilingual expertise and strong commitment of our account managers.

Within the Pôle Franco-Allemand, this expertise from SaarLB is combined with that of our network partners from the fields of business, finance, law, taxation and academia. In addition, SaarLB’s in-house experts from both countries are on hand to offer you advice and support, for example by helping to ensure the success of your project through ‘tailor-made’ financing.

Further information on the Franco-German Centre

Looking to the future

Financing in accordance with ESG criteria

ESG considerations form an integral part of our lending and financing policy. The aim is to take ESG risks and any potential negative impacts on the environment and society into account when granting loans and, where possible, to mitigate them. At the same time, SaarLB finances projects that meet defined environmental or social criteria, thereby enabling, for example, investment in renewable energy, energy efficiency or social infrastructure.
SaarLB aligns its objectives and activities thematically with the United Nations’ 17 Sustainable Development Goals. As part of a materiality analysis, we assess the opportunities and risks arising for SaarLB and the impact our financing has on the environment and society.

Das Foto zeigt drei Mitarbeitende der SaarLB

Particular emphasis is placed on financing projects that meet specified environmental criteria. These include, in particular, projects in the field of renewable energy, an area in which SaarLB has many years’ experience in providing finance.

Further informations on our ESG-related loan portfolio

Your contact

Portrait von Markus Santner

Markus Santner

Head of Corporate Customers - Germany
Phone: +49 681 383-1631 markus.santner@saarlb.de
Portrait von Dirk Stadtfeld

Dirk Stadtfeld

Manager Real Estate Finance France
Phone: +49 681 383-1364 dirk.stadtfeld@saarlb.de
Portrait von Daniel Koebnick

Daniel Koebnick

Head of Project financing
Phone: +49 681 383-1716 daniel.koebnick@saarlb.de
Portrait von Christian Mathe

Christian Mathe

Head of Treasury, Syndication and Public Sector
Phone: +49 681 383-1519 christian.mathe@saarlb.de
Graphic depicting SaarLB's tagline: “Foresight Through Proximity”
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Your contact

Portrait von Philipp Werthmüller

Philipp Werthmüller

Communication & Media
Phone: +49 681 383-1264
philipp.werthmueller@saarlb.de
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