SaarLB > Customers > Corporate customers

Strong for small and medium-sized enterprises

As a bank with deep roots in the Greater Region, we understand the challenges faced by small and medium-sized enterprises. With short communication channels and personal commitment, we create solutions that are precisely tailored to our corporate customers – today, tomorrow and in the future.

Markus Santner
Head of Corporate Clients, Germany

Corporate customers

Your financing partner for small and medium-sized enterprises in Germany, France and Luxembourg

Today, medium-sized companies face a wide range of challenges: financing growth, tapping into new markets, implementing international projects or further developing existing structures. We support you in this as a reliable financing partner – with in-depth market knowledge, cross-border expertise and a strong network in Germany, France and Luxembourg. Our commitment: solutions that fit your business model – not off-the-shelf, but tailor-made.

At home in three countries

Close to your business

As a Franco-German bank, we are at home in Germany, France and Luxembourg. We combine this regional presence with many years of experience in supporting small and medium-sized enterprises.

What this means for you is:

Navigating new markets with confidence

We understand the local economic landscape and will support you as you expand in the region

Understanding of structures and specific features

We take legal, tax and cultural differences into account in your projects

Direct access to relevant networks

We connect you with experienced partners in finance, law and consultancy

Support across national borders

A single point of contact who keeps a holistic view of your activities

In Germany, France, Luxembourg

Focusing on your challenge

Every business faces its own challenges – and needs solutions that are tailored precisely to those challenges. We provide targeted support at the crucial stages of your business development:

Financing growth

Are you planning to make investments, expand capacity or enter new business areas?

Expand internationally

You would like to invest in Germany, France or Luxembourg, or tap into new markets

Acquire or transfer a business

You need sound financing for M&A, succession planning or investment models

Managing interest rate and currency risks

You are looking for planning certainty for your international operations

Ensuring and optimising liquidity

You want to set up an efficient financing structure and increase your flexibility

Modernise the vehicle fleet and switch to electric vehicles

You are planning to switch to a sustainable vehicle fleet and are looking for a financially viable financing solution

For each of these situations, we work with you to develop the right solution – tailored to your needs, well-structured and forward-looking.

Thinking beyond financing

Comprehensive financing – a structured approach

For us, successful financing goes beyond simply granting loans. We combine financial solutions with a deep understanding of your business model and your strategic goals.
Rather than offering standalone products, we work with you to develop a sustainable overall structure – tailored to:

We take a forward-thinking approach to financing: We identify opportunities, assess risks at an early stage and develop solutions that are sustainable.

The result is a financing solution that not only meets your needs today, but also supports your business in the long term.

Your project at a glance

An overview of our services

Our solutions combine various components – tailored to your specific situation.

Structured financing

Tailor-made financing solutions for complex projects

International business

Support for your cross-border activities in Germany, France and Luxembourg

Working capital and liquidity

Ensuring your solvency and flexible financing for your day-to-day business

Risk management and employee benefits

As part of an environmental analysis, we identify your specific business risks

Investment and funding

Funding for your projects – combined effectively with suitable grants

Asset management

Structured investment of your spare cash – tailored to your goals and risk appetite

Interest and Currency Management

Hedging and managing financial risks

Banking and payment transactions

Efficient solutions for your payment transactions

Cross-border. Successful. Invest.

Pôle Franco-Allemand

Through the Franco-German Centre, we offer you a strong network for cross-border investment between Germany and France.
Our approach combines SaarLB’s financial expertise with experienced partners from the worlds of business, law, taxation and consultancy – in both countries.

For you, this means:

You gain access to an established network that provides comprehensive support for your projects – from planning to implementation.

Looking to the future

Financing in accordance with ESG criteria

ESG considerations form an integral part of our lending and financing policy. The aim is to take ESG risks and any potential negative impacts on the environment and society into account when granting loans and, where possible, to mitigate them. At the same time, SaarLB finances projects that meet defined environmental or social criteria, thereby enabling, for example, investment in renewable energy, energy efficiency or social infrastructure.
SaarLB aligns its objectives and activities thematically with the United Nations’ 17 Sustainable Development Goals. As part of a materiality analysis, we assess the opportunities and risks arising for SaarLB and the impact our financing has on the environment and society.

Particular emphasis is placed on financing projects that meet specified environmental criteria. These include, in particular, projects in the field of renewable energy, an area in which SaarLB has many years’ experience in providing finance.

Request a personal consultation now

Are you planning a specific project or looking to strategically develop your financing strategy?
Get in touch with us. Together, we’ll develop a solution that suits your business.

Markus Santner

Head of Corporate Customers - Germany

Phone: +49 681 383-1631 markus.santner@saarlb.de

Stefan Blank

Head of the Saar-Westpfalz Market Team

Phone: +49 681 383-1391 stefan.blank@saarlb.de

Melanie Schmitz

Head of Market Team Trier Luxembourg

Phone: +49 651 99466138 melanie.schmitz@saarlb.de

Torsten Philipp

Head of the Koblenz-Mannheim Market Team

Fon. +49 681 383-1856
torsten.philipp@saarlb.de

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