We understand the needs of public sector clients. With tailored services and financial expertise, we support local authorities and municipal companies in implementing their infrastructure projects efficiently.
Christian Neumann Head of Department for Municipal Customers, Municipal-Related Companies and Health
We offer you a business relationship based on partnership and reliability – “without ifs or buts”.
We guarantee high-quality advice, which we provide day in day out with highly qualified and motivated employees.
We develop efficient, tailor-made and modern financing solutions for you, to which we contribute our entire know-how and partner network.
Strong municipalities need a strong partner
Our legal and statutory mandate is to support local authorities in the fulfilment of their public duties. As the tasks of local authorities are constantly changing, a strong and reliable financial partner is all the more important.
We work closely with the Saarland savings banks in particular to support local authorities and cover all typical areas of need with our respective partner.
SaarLB offers all the necessary financial services for public sector customers.
Our financing solutions
SaarLB offers all the necessary financial services for public sector clients. Our aim is to provide you with a financing solution that is as customised as possible. We use a wide range of products for this purpose, which we select depending on the underlying issue. You can rely on our competence to offer you the appropriate solution from the portfolio listed below:
Municipal loans (both with short and long fixed interest rates and maturities)
Current account/working capital lines
Trading lines for specific hedging purposes (interest rates and currencies)
Sustainable credit portfolio
SaarLB’s fundamental objective in its lending activities is to reduce sustainability risks and negative impacts on the environment and society. In contrast, ESG-related opportunities and positive impacts are to be increased or expanded.
For this purpose, SaarLB has used a materiality analysis to evaluate all SDGs in terms of their opportunities and risks (outside-in perspective) and / or their impact on the environment and society (inside-out perspective), taking into account the stakeholder perspective. It aims to acquire or expand financing that makes a potential contribution to fulfilling the SDGs with increased impact, which is also expressed in particular in the Renewable Energies business segment. Negative impacts are largely regulated by restrictions on customer and industry acceptance in their sustainability policy.
With the framework for ESG-related financing, SaarLB creates a transparent arrangement for the provision of green and social financing for its customers.
Our competence centre for municipally-owned companies
Local public transport
You like buses so much that you want to buy a whole fleet? Your trams have seen better days? The workshop is no longer presentable even when cleaned up? Talk to us about suitable financing solutions. As SaarLB, we have the expertise you need to keep your transport operations efficient and your customers satisfied.
Healthcare
The health of your patients is very important to you, and you want to provide first-class medicine. The standard of your ward building no longer meets your expectations? Your operating rooms and functional rooms need a refresh?
Talk to us about your investments in buildings and medical technology.We have the necessary expertise to work with you to develop a suitable solution for the implementation of your plans. So that your patients continue to receive good care.
Power generation and distribution
Your electricity doesn’t just come out of the socket? The “power plant” is not the newest fitness club in your city? Your network control centre needs more screens?
Talk to us about suitable solutions for the financing of power generation plants, electricity or district heating networks and the associated technology. As SaarLB, we have the necessary competence and the means to assist you in the realisation of your projects.
Together with the Kreissparkasse Traunstein-Trostberg, SaarLB has financed the construction of the Campus Chiemgau in Traunstein – an innovative site shared by the Rosenheim University ...
In the Bavarian town of Coburg, an exciting sustainable project is underway involving the construction of a modern elevated drinking water tank and the installation ...