SaarLB > Sustainable loan portfolio

Landesbank Saar
Ursulinenstraße 2
66111 Saarbrücken

Postfachadresse
66104 Saarbrücken

Telefon: 0681 383-01
Telefax: 0681 383-1200
E-Mail: info@saarlb.de

LBS
Landesbausparkasse Saar

Beethovenstraße 35-39
66111 Saarbrücken

PO box: Postfach 10 19 62
66019 Saarbrücken

Phone: +49 681 383-02
Telefax: +49 681 383-2100
E-Mail: service@lbs-saar.de
www.lbs.de

Landesbank Saar
Vertriebsbüro Mannheim
Willy-Brandt-Platz 5-7
68161 Mannheim

Telefon: 0621 124769-10
E-Mail: info@saarlb.de

Landesbank Saar
Vertriebsbüro Trier
Nikolaus-Koch-Platz 4
54290 Trier

Telefon: 0651 9946-6138
E-Mail: info@saarlb.de

Landesbank Saar
Vertriebsbüro Koblenz
Peter-Kläckner-Straße 5
56073 Koblenz

Telefon: 0261 952-18461
E-Mail: info@saarlb.de

SaarLB France
Succursale de la Landesbank Saar

Résidence Le Premium
17-19, rue du Fossé des Treize
67000 Strasbourg Cédex
Frankreich

Telefon: +33 3 88 3758-70
Telefax: +33 3 88 3693-78
E-Mail: info@saarlb.fr

SaarLB France
Centre d’affaires

203, rue du Faubourg Saint Honoré
75008 Paris
Frankreich

Telefon: +33 1 45 6363-52
Telefax: +33 1 45 6371-22
E-Mail: info@saarlb.fr

We finance sustainable growth!

Sustainable loan portfolio

ESG-related financing ... We finance sustainable growth!

As a Franco-German bank, we are aware of our responsibility as a lender to finance sustainable growth. Ethical and responsible behaviour has always been at the heart of our business model. By providing sustainable financing, we actively support the transition to a sustainable society and accompany our customers on their way to a carbon-neutral industry and economy.

A comprehensive sustainability strategy includes financing. This is why more and more of our customers are opting for sustainable financing options. There are many different terms for sustainable financing products – ESG loans, green or social loans, etc. They all describe financing instruments that are only provided for sustainable purposes – i.e., for environmentally friendly, climate-friendly, resource-saving or social investments/projects.

The purpose of the framework for ESG-related financing (german version) is to provide a clear and transparent arrangement for the provision of green and social financing, covering the details of the use of funds, the selection and evaluation of projects, the monitoring of the use of funds and the ongoing reporting of ESG-related financing. Our framework for ESG-related financing is aligned with the Loan Market Association’s (LMA) Green Loan Principles and Social Loan Principles and refers to their four core components:

E = Environment

The E refers specifically to the environmental aspects of a company or organisation. It assesses how well the company addresses environmental issues such as natural resource management, climate change, waste management and the environmental impacts of its operations.

S = Social

The S refers to the social aspects of a company or organisation. It assesses how the company interacts with its employees, customers, suppliers and society as a whole. Issues such as working conditions, human rights, diversity and inclusion, customer relations, product responsibility and community involvement are considered.

G = Governance

The G refers to how a company is managed and controlled. It assesses corporate governance, transparency, integrity and management accountability. Aspects such as the composition of the Board of Management, independence of oversight bodies, remuneration structures, business ethics and disclosure of information are considered.